Privacy Policy

1. Personal Information We Collect

Information You Provide

We collect personal information you voluntarily provide, including:

• Name, email address, and account credentials
• Profile details and user preferences
• Financial information you choose to input for budgeting, planning, or educational purposes
• Communications with our support team

We do not require sensitive personal or financial information unless it is necessary to deliver a specific feature.

Information Collected Automatically

When you use our Website or App, we may automatically collect:

• Device type, operating system, and browser information
• IP address and general location data
• Usage patterns, interaction data, and feature engagement
• Log files and performance metrics

Cookies and Similar Technologies

We use cookies and similar technologies to support essential functionality, analyze usage, and improve user experience. For more details, please refer to our Cookie Policy.

2. How We Use Personal Information

We use personal information to:

• Provide, operate, and improve TajiriVault services
• Generate educational financial insights and AI‑powered guidance
• Personalize user experience and feature recommendations
• Communicate important service updates and notifications
• Detect, prevent, and address fraud, misuse, or security issues
• Meet legal, regulatory, and operational requirements

Our AI features are for informational and educational purposes only and do not constitute financial, legal, or investment advice.

3. Automated Processing and AI

We may use automated systems, including AI‑based tools, to:

• Generate personalized insights
• Improve platform functionality
• Support customer service and fraud prevention

You may contact us with questions or concerns about automated processing.

4. Disclosure of Personal Information

We do not sell your personal information.

We may disclose personal information to:

• Trusted third‑party service providers (e.g., hosting, analytics, security, customer support)
• Business partners when required to provide specific features, with appropriate safeguards
• Legal or regulatory authorities when required by law
• Parties involved in a corporate transaction (e.g., merger or acquisition), subject to confidentiality protections

All third parties are required to protect your information and use it only for authorized purposes.

5. Data Storage and Cross‑Border Transfers

Personal information may be stored or processed in Canada or other jurisdictions where our service providers operate. In such cases, your information may be subject to the laws of those jurisdictions.

6. How We Protect Your Information

We maintain administrative, technical, and organizational safeguards to protect personal information from unauthorized access, use, or disclosure, including:

• Encryption of data in transit and at rest where appropriate
• Access controls and authentication measures
• Internal privacy and security training

No system is completely secure, and we cannot guarantee absolute protection.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy or to comply with legal obligations.

8. Your Rights

You have the right to:

• Access your personal information
• Request corrections to inaccurate information
• Request deletion, subject to legal and operational limitations

We may require identity verification to process these requests.

9. Marketing Communications

We may send service‑related communications and, where permitted, marketing messages. You may opt out of marketing communications at any time using the unsubscribe instructions provided.

10. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated "Last Updated" date. Continued use of TajiriVault after changes are posted constitutes acceptance of the revised policy.

11. Contact Us

If you have questions, concerns, or complaints regarding this Privacy Policy or our data practices, please contact us: